yaarit's home budgeting & personal finance

Nickname: yaarit           Budgeting Since: 20/04/2009 Budeting tips, how yaarit is saving money: work 7 days a week so i don't have time to spend The most stupid spending on yaarit personal budget: alcohol, bars, eating out; smoking. too lazy to use coupons amanda: stop drinking  28/07/2009 08:09 Tawny: Make yourself use coupons, stop eating out, stop smoking and stop drinking! Your body will thank you!  16/07/2009 02:57 broke: you sound like a young person . thats all wasted money you can't get back . keeping a budget is a good start , at least your aware of where you cash is being wasted , good luck  14/07/2009 23:15 Brown Family: eat at home and stop smoking. bars and alcohol are not factors in our home.  30/05/2009 23:19 Go to AA  26/05/2009 12:32 you're probably gonna die if you don't get some discipline and stop the self destruction  04/05/2009 20:54 What made you want to use a budgeting software (personal budget planner): yaarit: i just realize i have no idea how much money i've got yaarit Money Saving Tips: magazines, junk food, gym membershi... yaarit: Sell the gym memberships. You can put a sign at the gim - many people will like to buy a gym membership for a few months instead committing for a whole year (or more)   03/07/2009 14:36 Laurenn33: Credit card interest!!!... yaarit: How much interest are you paying? maybe you can talk to the credit card company and find a better deal.   03/07/2009 14:32 Jenny: life insurance... yaarit: When i did it i thought about my wife, now i am divorced   13/06/2009 11:34 Spendless: Fast/Junk food... yaarit: At least take more salads and something healthy :)   13/06/2009 11:32 Dawn: Television, cigarettes... yaarit: Television - Try reading something instead. Cigs - try not cleaning the ashtrays, maybe that will make you sick of it   13/06/2009 11:31 Wez: Nights out on the drink.... yaarit: alcohol is a real problem, same here!   09/06/2009 17:21 my husband smokes. I love Starbuck... yaarit: tell your husband that the the best smoking cessation aid on the planet is his own will and determination :)   09/06/2009 17:00 More users are budgeting and saving money on smoking: gadi: I've noticed that many people say that the most stupid thing they spend money on is cigarettes. I used to smoke also, so i know how hard it is to quit (and how much money you spend..) . i hope the next tip will be useful... it took me a long time to understand that if i want to quit smoking i have to understand why i am smoking - what exactly is giving me the urge to smoke. I am guessing that everyone have a different reason to smoke. I've found out the main reason i was smoking is (and i know it's stupid) that it makes me feel cool. Once I've figured it out i was able to deal with it. you can find info on http://www.smokefree.gov and http://www.stop-smoking-tips.com good luck! don't smoke or drink and stay home as much as possible blondie: i try to stop smoking, i dont eat as much take away food, i dont spend to much money on beauty products Cyclone: drinking, smoking, shoes, clothes More budgeting tips: Saving money on smoking More users are budgeting and spending money on smoking: cammy: cigarettes, credit card interest my husband smokes. I love Starbuck's coffee rckstr0311: Cigarettes & My debt Consolidation. I regret ever having credit cards at such a young age blue_butterfly2232: Cigarettes/Tabacco More bad spending habits: smoking, credit card

Budgeting & smoking Plan how many cigs you'll smoke Stick to the plan If you can't stick, make a new plan Once the plan works, try to lower it Write how much you spend on cigs Use the Budget5000 daily tracker If you don't care about health Think about the money! Free budgeting & smoking links: How to Save Money On Cigarettes     Stop Smoking Alternative     Quit smoking aids     List of stop smoking aids     Quit Smoking Cold Turkey     Side Effects of Quitting Smoking     Quit Smoking Support Groups      Smoking & Tobacco: Data & Statistics      Budgeting Successfully     Family Savings & Budgeting Savings account is empty? High interest savings account Getting out of debt - Debt calculator How to budget - Budgeting successfully More Savings & Budgeting Credit Card, Cigs, Alcohol, Movies, Shopping, Gas, Cosmetics, Books, Loans, Gambling , Insurance , Debt , Loans , College , Overdraft

If your credit card debt is killing you and the debt collectors are knocking at your door -
It is probably a good time to start budgeting and get your finance under control.
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