Nickname:           Budgeting Since: 27/04/2009 What am I doing to save my money: The most stupid thing I spend money on: cheap toys/treats for the boys and clothes for myself and the boys Chanti: Set budgeted amount to spend each month  11/02/2010 18:28 connie mac: myself  10/02/2010 05:21 Yetti: be more aware of cost..make purchases a special event  09/02/2010 05:14 shelley: its hard but learn to say "NO"  08/02/2010 10:11 ohara6: stop buying the cheap toys and treats  06/02/2010 19:42 heggie: stay home  06/02/2010 05:48 ohara6: stop buying the cheap toys and treats  04/02/2010 11:36 bp44a: needs not wants  04/02/2010 07:03 tina: My husband eat out alot  31/01/2010 18:17 jess: try ebay, you can even sell clothes and toys kids have grown out of and get money back.  23/01/2010 07:15 Tor : crystal shop stuff   21/01/2010 12:18 annasmama: Evaluate 'want' vs. 'need'. Shop second-hand. Don't put it in the shopping cart right away--come back after 10 minutes, if you decide it's a needed item.  14/01/2010 17:28 robbie: check out consignment store/second hand stores  14/01/2010 00:32 rllongan: Let your boys do simple chores for money and teach them t o save for toys & treats. I've raised 3 kids & I promise they spend less when its their $. We have a clothing allowance for each family member for clothes each month. Works well for us!  10/01/2010 06:46 Horace: Selfish treats  05/01/2010 17:35 Debbie: They don't need all that junk..Christmas isn't even fun anymore because everyday in the U.S. is Christmas...kids usually wear the same favorite clothes over and over...wash more often, and about clothes for yourself go buy you a few pair of cheap scrubs and wear them everywhere...  05/01/2010 08:01 my self and my kis  03/01/2010 22:22 nseone: stop  30/12/2009 11:07 AhLi: make stuff at home WITH them, instead of buying them stuff...  14/12/2009 08:59 mary: check out a thrift store  13/12/2009 18:10 julie: start getting more active, the less time you spend in doors the less money you spend, the more you keep active the more money you will save. to be active and healthy is free and fun plenty of parks and picnics you can have with the boys and the better they'll be have knowing that you realy do want to spent time with them,  06/12/2009 15:13 kathy: most kids have too many toys and treats are unhealthy. You probably have more clothes than you need. You could make some money back by selling some of your gently worn items at a resale shop  16/11/2009 16:56 luv2spend: stop spending on clothes that don't need it  11/11/2009 18:47 brea: i think toys are unneccessary. the boys can read a book or play outside. and try to buy clothes in a 6 mo range.  03/11/2009 20:38 Emily: bargain shop at thrift stores, ask for hand me downs.  23/10/2009 21:47 shoe: charity shop, save money help others  23/10/2009 19:45 Melrose218: say no tothe cheap and save for moreupmarket  30/09/2009 16:50 BJ: I buy musical equipment for myself (being a musician) and it does sometimes get in the way of my savings.  27/09/2009 07:17 jessica: toys for my husband   26/09/2009 20:58 jessica: toys for my husband   26/09/2009 20:58 Mitzi: eating out  22/09/2009 06:46 Melrose218: stop buying cheap gifts  18/09/2009 16:49 capricorndancer: shop at secondhand stores for toys and clothes. Or you can sign up for member cards at clothing stores to get discounts. You could also try a toy swap with friends. And you could pack a picnic and take the kids to the park or beach for an outdoor treat.  16/09/2009 15:39 wafiyah: stop buying cheap buy better toys and cut back on your own cloths  10/09/2009 02:22 Hallowheart: Cheap toys break- buy a real toy that'll lost longer, stop buying treats, wear clothes to their fullest.  09/09/2009 18:23 sil: Give them an allowance and let them learn to shop and spend their own money. She should swap clothes with her friend.   09/09/2009 07:18 seraphimdiablo: cheap toys/treats for Johnathan and myself  07/09/2009 00:17 Finkles: come up with a given amount to spend on those monthly and don't go over  04/09/2009 01:18 yaoixlover: make a reward system for the boys and yourself...dont just buy it when ever make it for a reason  01/09/2009 20:47 help out at a homeless shelter   30/08/2009 18:32 sam: Lunches at work  24/08/2009 15:00 Coffey Family: Buy a bunch of cheap toys at outlets stores and stash them! When you want to give the boys a "prize" pull it out! Buying in bulk is ALWAYS cheaper!  22/08/2009 03:26 lolcrazy5: spend time not money when they get older they will remember the time not the toys  17/08/2009 23:51 ammccarter: save the toys and clothes for yourself and them for special occasions only.  06/08/2009 12:42 jaxxx: stick to a budget for the boys  06/08/2009 06:24 evie: Cheap toys aren't cheap if you buy a lot of them. Put aside the money you're spending on these toys, treats and clothes. Put half in savings and the other half in to good quality products you have to save for. Try opportunity shops instead of brand new clothes. Set goals for what you really need not just want and then work towards getting them eg. good quality toy that will last or really good quality coat etc.... Give your boys a hug and a compliment every time you want to buy them a toy or treat.   13/07/2009 17:41 Giff: cigaretts, beer, dining out  08/07/2009 22:00 melizabeth51: Moniter expenditures; set a budget and stay with it and wen you don't realize it and amend  08/07/2009 04:00 alukcud: Try buying second hand. Kids clothes especially barely get a good use out of them before they don't fit anymore. I buy all my little boy's clothes at Value Village and they look brand new.  19/06/2009 03:42 Leser: garage sales are the cheapest way and it is fun for the whole family.  11/06/2009 16:20 as you buy new ones sell old ones on a trading wedsite.  09/06/2009 22:58 More users are budgeting and saving money on Family: Kroller: My husband and I spend a lot of money on movie rentals. We recently signed up for a Netflix account, $15/month. We have had it for just over 2 weeks, and we are on our 5th and 6th movies, which would have cost us around $30.00 at a rental store. ladyof4: I'm a single mother of four beautiful children and times are very hard right now. I work at Target anf I make $8.21 a hour and I barely making it.So I need away to budget the little bit that I got. izabella: cook larger dinners, so it will be enough for next time the family eats, instead of of buying snacks. use coupons, buy more food so that will be enough for the week, that way i avoid going to the store again and waiste money on something unnecessary Caity: Direct deposit money from paycheck to savings so I don't have the opportunity to think about it and I tell my husband about things I want to buy so he can convince me I don't really need it, unless I do. More budgeting tips: Saving money on Family More users are budgeting and spending money on Family: my husband smokes. I love Starbuck's coffee Sparkygirl: Loans and credit cards. Kids wants. Peppermint Pattie: Family Member Loan Brown Family: eating out, cigarettes, toys and shopping. More bad spending habits: Family, credit card, Cigarettes

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