Penny Zougaib's home budgeting & personal finance

Nickname: Penny Zougaib           Budgeting Since: 07/05/2009 Budeting tips, how Penny Zougaib is saving money: Try to budget The most stupid spending on Penny Zougaib personal budget: Cigarettes, Bike (joe) Mobile phone tal: ask for a limited credit to your phone bill, after a couple of months you'll adjust to speaking less  19/07/2009 19:36 More users are budgeting and saving money on Bills: I shop around and price compare. also try and pay my bills on time or ahead I cut superfluos expenses and I try to paid all my bills onn time to avoid extra charges, I´m also reducing the number of credit cards I have. Kreskin: I've cancelled my cell phone insurance (extra $60/yr.). I've also tried to cut down on impulse buying. larry: Just stay in at home i don't spend a penny on myself all week.turn every elctrical item off that can Swithch all my insurance, gas&electric bills every year.Pay everything up front to save monthly charges. More budgeting tips: Saving money on Bills More users are budgeting and spending money on Bills: When I need a pick me upper, I'll go out shopping and let my bills take a back-burner. I dunno what the stupidest thing is but I know the wrong habit the I need to adjust. mobile phone, cable, clothing Cigarettes, mobile phone credit cable tv, take aways, credit cards, telephone More bad spending habits: Bills, credit card, Cigarettes

Budgeting & Bills Free budgeting & Bills links: Want a lower credit card rate?     Credit card debt     The truth about credit card debt     Family Savings & Budgeting Savings account is empty? High interest savings account Getting out of debt - Debt calculator How to budget - Budgeting successfully More Savings & Budgeting Credit Card, Cigs, Alcohol, Movies, Shopping, Gas, Cosmetics, Books, Loans, Gambling , Insurance , Debt , Loans , College , Overdraft

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