Peppermint Pattie's home budgeting & personal finance

Nickname: Peppermint Pattie           Budgeting Since: 06/07/2009 Budeting tips, how Peppermint Pattie is saving money: Pack Lunch The most stupid spending on Peppermint Pattie personal budget: Family Member Loan zodiactwin62: cut back on wants. Use this to pay more on loan  07/09/2010 08:21 Gale: Quit smoking  11/08/2010 04:17 Ralph: ??  04/08/2010 12:59 big mama: don't use it  02/08/2010 13:02 grinkchill: Put a limit for every one and decreast that each month.  18/05/2010 16:40 gina: if you give out a family loan which we all have done, only loan out so much. until the first amount is payed back do not give or borrow any more. problem solved.  13/04/2010 02:24 VeganCheapo: Tell them to give me your money!!!!!!  06/04/2010 09:20 greeneysbabe: if interest is tied to this loan, is there another way you could settle the debt over a contract. Let's say for example could you both agree on a time period and an amount that you can agree on  06/04/2010 04:17 KevBro: Have them killed. Collect insurance  10/03/2010 03:28 Adri: Set aside a certain amount each month that you are comfortable with parting with. and when it is gone it is gone. If they have not paid back the last loan tell them in advance not to expect anything until they have met there obligation. If there is someone you know who is not going to pay you back give them the minimum amount and tell them thats it!  02/03/2010 12:48 Adri: Set aside a certain amount each month that you are comfortable with parting with. and when it is gone it is gone. If they have not paid back the last loan tell them in advance not to expect anything until they have met there obligation. If there is someone you know who is not going to pay you back give them the minimum amount and tell them thats it!  02/03/2010 12:48 wesjokerg: utillities  27/02/2010 20:17 felitzi: Did you already make the loan? If you did and they aren't keeping up with it, don't loan them anymore. If they are keeping up with it, then learn your lesson and don't loan out more to family. Also your agreement in writing cause sometimes it gets ugly even with people we love.  08/02/2010 20:30 VannJo: Never co-sign for anyone. The purpose of cosigning is to help that person establish credit, not to ruin yours. They are responsible for making payments. If you are paying and they are enjoying the product you are paying for... request that it be turned over to you since you are making the payments.  06/02/2010 05:11 ohara6: reduce payment  04/02/2010 20:10 robbie: #1 rule: never loan more than you can afford to lose in case it won't be paid back. NEVER!!  14/01/2010 01:14 donnas: just say no  07/01/2010 04:43 Debbie: What is that? If you are loaning money out to family the bible says only a person with no sense would do that...so stop and guide them to the book of Proverbs.  05/01/2010 08:01 tlc8338: Try to get a loan through a credit union or an extra job to pay it off.  01/01/2010 01:57 sonya: Not sure what "family member loan" means. Does that mean a family member loaned you money?   31/12/2009 02:03 tonykline98: not thinking about the cost of generosity  09/12/2009 17:07 jewel: say no  04/11/2009 07:36 Sharon: Just SAY NO  02/11/2009 02:53 deb: EATING OUT  26/09/2009 13:03 Cat: I'm sorry...I hope it was a real family loan...that way they didn't add interest!! (thats family!!)  12/09/2009 08:44 budgetjunky: just say no  07/09/2009 23:06 diva: Make them take responsibility for their debt   30/08/2009 04:33 diva: Make them take responsibility for their debt   30/08/2009 04:33 Berny: finance in the family can cause big problems.   30/07/2009 12:02 Can you stick to the budget: Peppermint Pattie: 1st timer. What made you want to use a budgeting software (personal budget planner): Peppermint Pattie: Need to put away emergency money. More users are budgeting and saving money on credit card: Henrik S R: use cash, dont take the credit card if i dont have to, drive the bike to work (when its not to cold) , skip starbucks guy: stop using credit card, only cash , go shopping once a week, invite friends to our house - don't go out Sbu: if something is not in my budget, i stay away from it totally!!! Have a no credit card, if must its limit shuld be at least 30% of your montly income. try to buy things that will last longer especially with home content, ( quality ) so 2 say. I try to budget but I'm not that succdessful. I've started leaving all my bank cards and credit cards at home More budgeting tips: Saving money on credit card More users are budgeting and spending money on credit card: Hank: overdraft bank fees, late/over limit fees on credit cards, things we don't need, etc. cammy: cigarettes, credit card interest Pula: Loans and Credit Cards Laurenn33: Credit card interest!!! More bad spending habits: credit card, Cigarettes

Budgeting & credit card Leave the credit card at home Take only the cash you need Do everything to avoid credit interest Look for credit card with no fees Free budgeting & credit card links: Save Money on Your Credit Cards     Good Debt vs. Bad Debt     With Credit Cards, Being a Deadbeat is a Good Thing     Choosing a credit card     What debt to pay off first     Five Spending Habits That Lead To Debt     Request your free annual credit report     Understanding Credit Card Interest      Budgeting Successfully     Financial Software Review     Family Savings & Budgeting Savings account is empty? High interest savings account Getting out of debt - Debt calculator How to budget - Budgeting successfully More Savings & Budgeting Credit Card, Cigs, Alcohol, Movies, Shopping, Gas, Cosmetics, Books, Loans, Gambling , Insurance , Debt , Loans , College , Overdraft

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