harmoney29's home budgeting & personal finance

Nickname: harmoney29           Budgeting Since: 07/07/2009 Budeting tips, how harmoney29 is saving money: dont go into clothing stores The most stupid spending on harmoney29 personal budget: A lot of shoes harmoney29 Money Saving Tips: magazines, junk food, gym membershi... harmoney29: Cook, buy an exercise machine for the home   07/07/2009 22:13 ladyof4: Things that I buy at Target that we... harmoney29: Ask yourself if its a need or want , or give yourself a day or two to think about it, usually by that time you realize its really a want not a need   07/07/2009 22:12 I would have to say eating out. We ... harmoney29: Invest in a cook book- learn new receipes, and make it a family thing, even better cook M-F, or every other day, and eat out on weekends if you like, but once you get into the habit of cooking, you will soon realize fast food/ dining out will not taste as good as home cooking.   07/07/2009 22:10 Tre: Internet shopping... harmoney29: Distinguish if the items you would like to purchase is a need or want, allow yourself a day or two to think about purchasing the item. Most of the time your realize you don't really need it .   07/07/2009 22:06 Aimee: Cigarettes, Shopping... harmoney29: Cigarettes- invest in patches to quit smoking, shopping limit yourself to 1 special time per pay check/period so that you do not feel deprived, if that does not work analyze why you shop the way you do at the time you have the temptation to shop and in your quiet time, also distinguish if the item your really interested in is a need or want or you can allow yourself a day or two to think about purchasing the item, usually that is enough time for the impulse to fade away :)   07/07/2009 22:04 Dawn: Television, cigarettes... harmoney29: spend more money on patches to quit instead of cigarettes - that s a better investment , television- thats a hard one I have the same issue ;)   07/07/2009 22:00 toys for kids they already have a t... harmoney29: You said it, the kids already have ton of toys, do not buy anymore or limit to 1 item per month per child   07/07/2009 21:58 Late fees for movies - I could buy ... harmoney29: Return them on time   07/07/2009 21:56 More users are budgeting and saving money on clothing: avoid impuls buying, example. dont go to the clothes shopes just to "window shop" dont buy groceries that are not on your list. Feeney Family Budget: Limit Clothes Shopping... More time at home with Family. dajars: dont go out and try not to buy too many new clothes or shoes make homebrew, reduce power cunsumption, purchase cheap food, minimise wastaige, buy op-shop clothes, grow vegitables More budgeting tips: Saving money on clothing More users are budgeting and spending money on clothing: cheap toys/treats for the boys and clothes for myself and the boys nicole: too much clothes for my daughter Michele: Coffee, beer, clothes, eating out Kim: Clothing and shoes but I am trying to get it under control. More bad spending habits: clothing, credit card, Cigarettes

Budgeting & clothing Free budgeting & clothing links: Want a lower credit card rate?     Craigslist - For Sale     Family Savings & Budgeting Savings account is empty? High interest savings account Getting out of debt - Debt calculator How to budget - Budgeting successfully More Savings & Budgeting Credit Card, Cigs, Alcohol, Movies, Shopping, Gas, Cosmetics, Books, Loans, Gambling , Insurance , Debt , Loans , College , Overdraft

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