Emily's home budgeting & personal finance

Nickname: Emily           Budgeting Since: 23/10/2009 Budeting tips, how Emily is saving money: We bargain shop The most stupid spending on Emily personal budget: cigarettes Can you stick to the budget: Emily: it looks great. What made you want to use a budgeting software (personal budget planner): Emily: Because we need to find a way to save money Leave the credit card at home, start using cash: Emily: Don't having Emily Money Saving Tips: Lottery tickets... Emily: It's a one in a million chance and you are that million.   23/10/2009 21:49 Tre: Internet shopping... Emily: Stop shopping on the internet.   23/10/2009 21:49 Caity: Credit Card Interest... Emily: Cut the card up then speak to a consolidator   23/10/2009 21:48 Ricky Bobby: Probably car insurance. Like Chris ... Emily: if you have full coverage get a lower deductible.   23/10/2009 21:48 AmyLee: take away food!... Emily: Cook at home.   23/10/2009 21:48 ladyof4: Things that I buy at Target that we... Emily: then don't get them.   23/10/2009 21:48 bad debt, to much interest to pay t... Emily: Speak with a Debt Consolidator   23/10/2009 21:47 cheap toys/treats for the boys and ... Emily: bargain shop at thrift stores, ask for hand me downs.   23/10/2009 21:47 Carey: We were spending too much out of co... Emily: Start cooking at home. It's a lot healthier and it saves money   23/10/2009 21:46 hubabuba: New car... Emily: refinance   23/10/2009 21:46 More users are budgeting and saving money on smoking: gadi: I've noticed that many people say that the most stupid thing they spend money on is cigarettes. I used to smoke also, so i know how hard it is to quit (and how much money you spend..) . i hope the next tip will be useful... it took me a long time to understand that if i want to quit smoking i have to understand why i am smoking - what exactly is giving me the urge to smoke. I am guessing that everyone have a different reason to smoke. I've found out the main reason i was smoking is (and i know it's stupid) that it makes me feel cool. Once I've figured it out i was able to deal with it. you can find info on http://www.smokefree.gov and http://www.stop-smoking-tips.com good luck! don't smoke or drink and stay home as much as possible blondie: i try to stop smoking, i dont eat as much take away food, i dont spend to much money on beauty products Cyclone: drinking, smoking, shoes, clothes More budgeting tips: Saving money on smoking More users are budgeting and spending money on smoking: cammy: cigarettes, credit card interest my husband smokes. I love Starbuck's coffee rckstr0311: Cigarettes & My debt Consolidation. I regret ever having credit cards at such a young age blue_butterfly2232: Cigarettes/Tabacco More bad spending habits: smoking, credit card

Budgeting & smoking Plan how many cigs you'll smoke Stick to the plan If you can't stick, make a new plan Once the plan works, try to lower it Write how much you spend on cigs Use the Budget5000 daily tracker If you don't care about health Think about the money! Free budgeting & smoking links: How to Save Money On Cigarettes     Stop Smoking Alternative     Quit smoking aids     List of stop smoking aids     Quit Smoking Cold Turkey     Side Effects of Quitting Smoking     Quit Smoking Support Groups      Smoking & Tobacco: Data & Statistics      Budgeting Successfully     Family Savings & Budgeting Savings account is empty? High interest savings account Getting out of debt - Debt calculator How to budget - Budgeting successfully More Savings & Budgeting Credit Card, Cigs, Alcohol, Movies, Shopping, Gas, Cosmetics, Books, Loans, Gambling , Insurance , Debt , Loans , College , Overdraft

If your credit card debt is killing you and the debt collectors are knocking at your door -
It is probably a good time to start budgeting and get your finance under control.
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