Budgeting Software       |       Debt Calculator       |       Contact Us  
monique's home budgeting & personal finance     
Nickname: monique           Budgeting Since: 07/11/2009
 

Budeting tips, how monique is saving money:
i try to seperate my needs from my wants
 

The most stupid spending on monique personal budget:
cigarrettes because i think its a bad habit that i need to break out of and by me doing this budget sheet i waste $91 per month on them its really not worth the $ or my health
 

What made you want to use a budgeting software (personal budget planner):
monique: i feel that im getting older and i want a lot of things out of my life and i feel that if i keep on spending my $ irresponsibily than im never going to come close to my goals in life.

More users are budgeting and saving money on smoking:
online budget
gadi: I've noticed that many people say that the most stupid thing they spend money on is cigarettes. I used to smoke also, so i know how hard it is to quit (and how much money you spend..) . i hope the next tip will be useful... it took me a long time to understand that if i want to quit smoking i have to understand why i am smoking - what exactly is giving me the urge to smoke. I am guessing that everyone have a different reason to smoke. I've found out the main reason i was smoking is (and i know it's stupid) that it makes me feel cool. Once I've figured it out i was able to deal with it. you can find info on http://www.smokefree.gov and http://www.stop-smoking-tips.com good luck!
don't smoke or drink and stay home as much as possible
blondie: i try to stop smoking, i dont eat as much take away food, i dont spend to much money on beauty products
Cyclone: drinking, smoking, shoes, clothes

More budgeting tips: Saving money on smoking


More users are budgeting and spending money on smoking:
Budgeting & smoking
  • Plan how many cigs you'll smoke
  • Stick to the plan
  • If you can't stick, make a new plan
  • Once the plan works, try to lower it
  • Write how much you spend on cigs
  • Use the Budget5000 daily tracker
  • If you don't care about health
  • Think about the money!



    • Free budgeting & smoking links:
    How to Save Money On Cigarettes    
    Stop Smoking Alternative    
    Quit smoking aids    
    List of stop smoking aids    
    Quit Smoking Cold Turkey    
    Side Effects of Quitting Smoking    
    Quit Smoking Support Groups     
    Smoking & Tobacco: Data & Statistics     
    Budgeting Successfully    












    If your credit card debt is killing you and the debt collectors are knocking at your door -
    It is probably a good time to start budgeting and get your finance under control.
    Start budgeting with the free Budget Planner
    Create your household budget, start saving money, control your financial future.

    AnnualCreditReport free annual credit report
    About Financial Planning
    Credit card interest