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Swilliams's home budgeting & personal finance     
Nickname: Swilliams           Budgeting Since: 17/12/2009
 

Budeting tips, how Swilliams is saving money:
Use coupons and look for sales
 

The most stupid spending on Swilliams personal budget:
Student Loans!!
online budget
randy: stop  20/07/2010 22:02
caramel: make my children pay their own cell phone bill  06/07/2010 20:22
Consolidate your loans  01/06/2010 01:26
seguinfamily: www.daveramsey.com  15/05/2010 00:08
success: seek grants  29/04/2010 07:29
wonderwoman: If you are overextending yourself due to student loan payments, you can ask for a lower payment or a deferral until you are better able top pay more. This is usually allowed.   07/04/2010 21:38
denise: stop buying junk food.  30/03/2010 16:21
karen: take out a lower interest loan and pay it off completely all at once and pay lower interest payments on the loan. or personal line of credit  25/03/2010 20:25
VeganCheapo: You should get a grant or start saving  17/03/2010 09:05
KevBro: Stop whining and pay up. Kids are murdered in Iraq for going to college  10/03/2010 03:26
hellokitty34: Call the people who you loaned the money to you and let them know the payments are overwhelming. They usually are very cooperative with that sort of thing. They can lower your payments quite a bit.   03/03/2010 22:23
 

Can you stick to the budget:
Swilliams: I think that I'll be able to keep up with my budget, I have never been more serious about getting my finances under control.
 

What made you want to use a budgeting software (personal budget planner):
Swilliams: Need and want to save money for my family
 

Leave the credit card at home, start using cash:
Swilliams: I've currently paid off my only credit card

Swilliams Money Saving Tips:


More users are budgeting and saving money on credit card:


More users are budgeting and spending money on credit card:
Budgeting & credit card
  • Leave the credit card at home
  • Take only the cash you need
  • Do everything to avoid credit interest
  • Look for credit card with no fees



    • Free budgeting & credit card links:
    Save Money on Your Credit Cards    
    Good Debt vs. Bad Debt    
    With Credit Cards, Being a Deadbeat is a Good Thing    
    Choosing a credit card    
    What debt to pay off first    
    Five Spending Habits That Lead To Debt    
    Request your free annual credit report    
    Understanding Credit Card Interest     
    Budgeting Successfully    
    Financial Software Review    












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