twinkles's home budgeting & personal finance

Nickname: twinkles           Budgeting Since: 24/12/2009 Budeting tips, how twinkles is saving money: try to budget The most stupid spending on twinkles personal budget: twinkles Money Saving Tips: my husband smokes. I love Starbuck... twinkles: WRITE DOWN WHAT YOU MAKE AND WHAT YOU SPEND MONTHLY...REALIZE YOU ARE SPENDING TOO MUCH   24/12/2009 18:25 When I need a pick me upper, I'll g... twinkles: PICK ME UPPER, MAKE SURE YOU SPEND TIME WITH FRIENDS INSTEAD OF SHOPPING   24/12/2009 18:24 Candy: renting movies... twinkles: DONT RENT MOVIES, BORROW FOR FREE AT THE LIBRARY   24/12/2009 18:22 ladyof4: Things that I buy at Target that we... twinkles: MAKE A LIST BEFORE YOU GO TO TARGET FOCUS ONLY ON THOSE ITEMS   24/12/2009 18:21 naj: Junk Food, As soon as I am through ... twinkles: IF YOU MUST EAT JUNK THEN BUY BY THE BULK , BJ'S , COSCO   24/12/2009 18:18 Carey: We were spending too much out of co... twinkles: GET A PLAN ON THE JOB TO DEDUCT AUTOMATICALLY FOR YOUR RETIREMENT   24/12/2009 18:17 Brittany: Smokes and gas... twinkles: MAKE SURE YOU ORGANIZE YOUR ERRANDS ACCORDINGLY LIKE THAT YOU SPEND LESS MONEY   24/12/2009 18:16 bad debt, to much interest to pay t... twinkles: sometimes it pays to consolidate   24/12/2009 18:15 toys for kids they already have a t... twinkles: Dont go shopping with the kids   24/12/2009 18:14 Caity: Credit Card Interest... twinkles: Never buy what you know you cannot affort   24/12/2009 18:14 More users are budgeting and saving money on Start Budgeting: Sbu: if something is not in my budget, i stay away from it totally!!! Have a no credit card, if must its limit shuld be at least 30% of your montly income. try to buy things that will last longer especially with home content, ( quality ) so 2 say. I try to budget but I'm not that succdessful. I've started leaving all my bank cards and credit cards at home ladyof4: I'm a single mother of four beautiful children and times are very hard right now. I work at Target anf I make $8.21 a hour and I barely making it.So I need away to budget the little bit that I got. i try to write things i have to do a week of each pay check. More budgeting tips: Saving money on Start Budgeting More users are budgeting and spending money on Start Budgeting: k8ie: V energy drinks cost me approx $2336/year!!! i am hooked and it is affecting my budget so badly that we live week to week KnightofSwords: gambling expenses Mars: I don't think I spend money on stupid things, my problem is that i buy impulsively, rather than on budget. monique: cigarrettes because i think its a bad habit that i need to break out of and by me doing this budget sheet i waste $91 per month on them its really not worth the $ or my health More bad spending habits: Start Budgeting, credit card, Cigarettes

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