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sonya's home budgeting & personal finance     
Nickname: sonya           Budgeting Since: 31/12/2009
 

Budeting tips, how sonya is saving money:
I am very impulsive. I do not try to stop spending money. This is why I am trying the "budget" approach.
 

The most stupid spending on sonya personal budget:
My biggest problem and the one thing I spend the most money on is eating out.
 

Can you stick to the budget:
sonya: I hope to be able to stick to this. I love how the program is set up. You can adjust simply. I love the daily and weekly outlook as well. I can monitor and make changes before it gets out of hand.
 

What made you want to use a budgeting software (personal budget planner):
sonya: I need discipline when it comes to money. I need something tangible to look at-black and white and it does not lie. I decided to use the planner to help me with these things and help me overcome some trends in my spending as well as the impulsiveness.

sonya Money Saving Tips:
online budget
Carey: We were spending too much out of co...
sonya: I am in the same situation. Regretting it. This is why I am on here to help this situation.   31/12/2009 02:06
Sparkygirl: Loans and credit cards. Kids wants...
sonya: Kids are always going to want. it is there nature. The more you spend, the more you are in debt, still the more they want.   31/12/2009 02:06
my husband smokes. I love Starbuck...
sonya: We all have habits. Assess situation and see how much money you are spending and determine what you could have gotten with it had you not spent it on habits.   31/12/2009 02:05
buttercup: Stupid attorney fees! I hate how l...
sonya: Amen!   31/12/2009 02:04
Hank: overdraft bank fees, late/over limi...
sonya: Hank you sound like me.... very impulsive. Thats why I am on here. No advice to give. Trying to learn this for myself.   31/12/2009 02:04
Peppermint Pattie: Family Member Loan...
sonya: Not sure what "family member loan" means. Does that mean a family member loaned you money?   31/12/2009 02:03
ladyof4: Things that I buy at Target that we...
sonya: Make you a shopping list and stick to it. It is the only way that works for me.   31/12/2009 02:02
eastgurl2001: Payday advance loans. I got into a ...
sonya: These companies are out for only that. I say set another bill aside and pay them completely off. You are out 25 bucks on every hundred borrowed which can add up to a substantial amount of money over a period of time.   31/12/2009 02:02
make-up...
sonya: Go ahead and spend good money on good makeup and quit buying the cheapest thing you can come across. You end up spending the same amount if not more for the cheaper by the time you have to buy something else.   31/12/2009 02:01
Spendless: Fast/Junk food...
sonya: No advice here. I have the same problem.   31/12/2009 01:59
Dawn: Television, cigarettes...
sonya: Get a good book and put down the cigarettes. They are way unhealthy for you.   31/12/2009 01:59


More users are budgeting and saving money on eating out:


More users are budgeting and spending money on eating out:
Budgeting & eating out
  • Plan a head!
  • Plan your weekly menu
  • Plan your groceries shopping
  • Plan a nice dinner at home
  • And it will happen



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