jman09's home budgeting & personal finance

Nickname: jman09           Budgeting Since: 06/03/2010 Budeting tips, how jman09 is saving money: do with out The most stupid spending on jman09 personal budget: cigarettes Can you stick to the budget: jman09: yes, ican sure try What made you want to use a budgeting software (personal budget planner): jman09: to have a better handle on my money Leave the credit card at home, start using cash: jman09: yes it's a good tip! and i use cash More users are budgeting and saving money on smoking: gadi: I've noticed that many people say that the most stupid thing they spend money on is cigarettes. I used to smoke also, so i know how hard it is to quit (and how much money you spend..) . i hope the next tip will be useful... it took me a long time to understand that if i want to quit smoking i have to understand why i am smoking - what exactly is giving me the urge to smoke. I am guessing that everyone have a different reason to smoke. I've found out the main reason i was smoking is (and i know it's stupid) that it makes me feel cool. Once I've figured it out i was able to deal with it. you can find info on http://www.smokefree.gov and http://www.stop-smoking-tips.com good luck! don't smoke or drink and stay home as much as possible blondie: i try to stop smoking, i dont eat as much take away food, i dont spend to much money on beauty products Cyclone: drinking, smoking, shoes, clothes More budgeting tips: Saving money on smoking More users are budgeting and spending money on smoking: cammy: cigarettes, credit card interest my husband smokes. I love Starbuck's coffee rckstr0311: Cigarettes & My debt Consolidation. I regret ever having credit cards at such a young age blue_butterfly2232: Cigarettes/Tabacco More bad spending habits: smoking, credit card

Budgeting & smoking Plan how many cigs you'll smoke Stick to the plan If you can't stick, make a new plan Once the plan works, try to lower it Write how much you spend on cigs Use the Budget5000 daily tracker If you don't care about health Think about the money! Free budgeting & smoking links: How to Save Money On Cigarettes     Stop Smoking Alternative     Quit smoking aids     List of stop smoking aids     Quit Smoking Cold Turkey     Side Effects of Quitting Smoking     Quit Smoking Support Groups      Smoking & Tobacco: Data & Statistics      Budgeting Successfully     Family Savings & Budgeting Savings account is empty? High interest savings account Getting out of debt - Debt calculator How to budget - Budgeting successfully More Savings & Budgeting Credit Card, Cigs, Alcohol, Movies, Shopping, Gas, Cosmetics, Books, Loans, Gambling , Insurance , Debt , Loans , College , Overdraft

If your credit card debt is killing you and the debt collectors are knocking at your door -
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