lillyn's home budgeting & personal finance     

Nickname: lillyn           Budgeting Since: 26/06/2010

Budeting tips, how lillyn is saving money:
No longer eat out, buy clothing at thrift shops. Limited use of cell phones (pay under $40.00 a month for combined 250 minutes for two people). Wait until movies are available on Netflix rather than go to the theater. Rarely eat out. We each get a small allowance each week for "unaccountable spending". All else is put on the budget for the month. If we see it is possible our reward will be an increase in our allowances!

The most stupid spending on lillyn personal budget:
Embroidery patterns I will probably never do. No longer have a credit card so this problem has been solved.
Can you stick to the budget:
lillyn: This is the most comprehensive and easiest budget planner I have found, and I have searched long and hard.
What made you want to use a budgeting software (personal budget planner):
lillyn: To see better where our money goes, to stay out of debt now that we are getting to that point. To see where we can save for the fun things and not live paycheck to paycheck. We were surprised to discover we can save more than we thought by thoughtful planning.
Leave the credit card at home, start using cash:
lillyn: We only use cash or our debit card.

lillyn Money Saving Tips:


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