Melissa's home budgeting & personal finance

Nickname: Melissa           Budgeting Since: 16/07/2010 Budeting tips, how Melissa is saving money: Don't buy things. The most stupid spending on Melissa personal budget: Bagels and soft drinks What made you want to use a budgeting software (personal budget planner): Melissa: I am trying to learn to save money and become wiser about spending. Leave the credit card at home, start using cash: Melissa: I like this tip if I had credit cards. I do not have any. More users are budgeting and saving money on alcohol: Drink a little bit at home and only go out and dance for free the pooks: don't buy useless items, don't go out as much(i.e. dinner, drinks...), joel: i try to save money when we eat out... (try) we always split the dishes and i try to remember to use coupons... we like to drink (!) but out side it's so expensive!! so we drink at home beofre we go out... it's not so bad. also it's true that take away is cheaper - no drinks no tips. that's it! cut down on take away dinners and alchol More budgeting tips: Saving money on alcohol More users are budgeting and spending money on alcohol: Wez: Nights out on the drink. jerry: presents and buying drinks to chics at bars Michele: Coffee, beer, clothes, eating out yaarit: alcohol, bars, eating out; smoking. too lazy to use coupons More bad spending habits: alcohol, credit card, Cigarettes

Budgeting & alcohol Drink at home It's much cheaper Invite people to come over You don't have to go out Well, if you do go out Leave the credit card at home Free budgeting & alcohol links: How to Reduce or Stop Drinking     17.6 Million Americans Have a Drinking Problem     How to learn to drink in moderation     Beer of the Month Club     Debt Elimination Methods     Want a lower credit card rate?     Budgeting Successfully     Family Savings & Budgeting Savings account is empty? High interest savings account Getting out of debt - Debt calculator How to budget - Budgeting successfully More Savings & Budgeting Credit Card, Cigs, Alcohol, Movies, Shopping, Gas, Cosmetics, Books, Loans, Gambling , Insurance , Debt , Loans , College , Overdraft

If your credit card debt is killing you and the debt collectors are knocking at your door -
It is probably a good time to start budgeting and get your finance under control.
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