Bad spending habits. Spending too much on: Smoking

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is budgeting and not saving money on: my husband smokes. I love Starbuck's coffee		10
guerra: if you have kids then put it as a goal to be able to stick around for your kids if not for yourself, if you don't have kids then make it a goal to stick around for your wife. as far as the coffee goes drink two cups less then what you normally do for a week then then three then four depanding on how much you drimk untill your down to one or two cups a day. the same can go for smoking, only do it by cigg's or by pack like i said depaneds on hwo much you smoke. 06/04/2010 06:13 gwor_fum: we worked out that we spend $4680 per year on smoking 6 packs a week. Thats a Holiday! 15/03/2010 09:40 Paula: get takeaways, maybe once every fortnight 25/02/2010 04:41 Paula: i smoke lots and lots 25/02/2010 04:41 hailz: eating out, coffee, smoking 10/02/2010 22:10 home budget: Start to save for every other pack of cigs and every other coffee. Then slowly increase how much you save of each until you stop 10/02/2010 02:55 View all comments

is budgeting and not saving money on: my husband smokes. I love Starbuck's coffee		10
Gene: Invest time at your church on addiction consuling 09/02/2010 17:42 Budget2010: http://www.cigarettesavers.com/ Discount for coffee. http://www.8coupons.com/coupons/Starbucks - I never heard of this site and I don't drink coffee so hope this helps. 08/02/2010 02:01 ohara6: quit smoking, make coffee at home 07/02/2010 03:35 VannJo: Well you two need to sit down and talk. You and him could have coffee for the price of his pack of cigarettes. He should cut down on his packs and you should get a coffee maker! 06/02/2010 05:25 melissa h: drink coffee at home 05/02/2010 19:32 mags: limit the amount of times u use starbucks 05/02/2010 13:21 View all comments

is budgeting and not saving money on: my husband smokes. I love Starbuck's coffee		10
ohara6: quit smoking 04/02/2010 20:08 shayshay1369: fast food 04/02/2010 09:49 REBBEKAH: QUITTING GROUP FOR HIM, NESCAFE AND AN INSULATED FLASK FOR U 03/02/2010 14:03 Gabi: Coffee, snacks, and food. 01/02/2010 22:58 Budget: Get hubby chewing gum, make coffee at home. 31/01/2010 01:52 roch: grab coffee from home cut smokes by half 11/01/2010 00:00 View all comments

is budgeting and not saving money on: my husband smokes. I love Starbuck's coffee		10
roch: cut the purchases in half gradualy working to cut them out totaly 10/01/2010 23:54 rllongan: Weekly allowances for my husband & I work. I smoke too. So I can smoke less & have more money for other things! 10/01/2010 06:48 marinaream: I spend my money on thrift stores 09/01/2010 20:09 red88: I smoke,my husband dip's scoal 08/01/2010 06:35 laurie: allow a minimal amount weekly for nice but unecessary items 04/01/2010 09:16 sarah: Get a coffee machine and buy Starbucks coffee at grocery store. Tell him to buy cartons and try to manage how many packs he smokes a day. Put carton in the Freezer to keep good. 31/12/2009 23:51 View all comments

is budgeting and not saving money on: my husband smokes. I love Starbuck's coffee		10
sonya: We all have habits. Assess situation and see how much money you are spending and determine what you could have gotten with it had you not spent it on habits. 31/12/2009 02:05 Marita: Buy smokes by the carton or get the stuff from a tobacco shop and roll your own. 30/12/2009 23:20 twinkles: WRITE DOWN WHAT YOU MAKE AND WHAT YOU SPEND MONTHLY...REALIZE YOU ARE SPENDING TOO MUCH 24/12/2009 18:25 justmejo-d: Quit smoking and by a Capiccino machine 17/12/2009 07:04 PinkLace6: For the husband - try buying in cartons, cheaper then individual packs and starbucks coffee, try the at home stuff! 14/12/2009 05:32 juls: Starbucks and Car Parts 12/12/2009 04:33 View all comments

is budgeting and not saving money on: my husband smokes. I love Starbuck's coffee		10
Amanda1201: i'm a smoker, as well as a starbucks junkie. in all those 2 habits cost me roughly $5,000 per year... eeek. 19/11/2009 08:31 MaisiesMommy: Invest in a home espresso machine and buy starbucks coffee by the bag! You will save hundreds! As for your husband, smoking is spendy, but not as expensive as a lung transplant! 15/11/2009 06:09 randa09: nothing 07/11/2009 01:46 liliana: add it up for how much you spend in a year... that'll make u quite 27/10/2009 07:28 meggan: buy containers of starbucks.. and if your hsband is going to continue to smoke, make him smoke naitives 24/09/2009 19:47 stacey : wife 23/09/2009 21:13 View all comments

is budgeting and not saving money on: my husband smokes. I love Starbuck's coffee		10
chels: i smoke and so does my boyfriend. like to go out and eat often. 11/09/2009 05:37 nuwunda: make your own coffee 10/09/2009 02:22 wafiyah: help husband quit and buy a coffee maker 10/09/2009 02:21 mdiggs1: buy starbucks coffee at grocery store and a reusable cofee cup 09/09/2009 17:39 tasavaaree: Go to a cheaper coffee shop and ask the husband to cut down on smoking. 07/09/2009 04:15 Hallowheart: Change your habits before you make him change his. 03/09/2009 18:24 View all comments

is budgeting and not saving money on: my husband smokes. I love Starbuck's coffee		10
Get your doctor to emphasize the dangers of smoking to your husband and encourage him to quit. For you, stay away from Starbucks. Make your own @home, 31/08/2009 01:46 take out a life insurance 30/08/2009 19:23 labeggs: Make coffee at home. Quit smoking. 12/08/2009 18:15 Toi: Nicatein patches and a home made coffe. instead of taste be glad you have a coffee in your hands 10/08/2009 13:41 gary: make him stop smoking 07/08/2009 19:58 Paul: I was like that and now I switched to plain old gas station coffee 03/08/2009 19:06 View all comments

is budgeting and not saving money on: my husband smokes. I love Starbuck's coffee		10
jinx: i love starbucks!! my husband and i both used to get it everyday. thats like 10 bucks a day dude!! we went from everyday to every friday and now on payday we treat ourselves to one as a reward for making it 2 weeks. 31/07/2009 01:01 alishamarie: What you could do is to try and have your husband quit and let him know how much money you can save and you could go on vacation or spend it on new things that you need. Even the littiest you save can add up after a year. 26/07/2009 07:54 lou: get some wellbutrin and get religious with it get a jar put that smoke and coffee money it and in 6 mo take a weekend vac togather and get sexy 25/07/2009 05:21 britt britt: make your coffe at home and buy your cigarettes by the carton, it's cheaper than buying them pack by pack 21/07/2009 07:39 lala: MAKING YOUR OWN COFFEE IS CHEAPER AND AS FOR YOUR HUSBANDS SMOKES FIND THE CHEAPEST BRAND AND SEE IF HE WILL SMOKE THAT EVENTUALLY IF HE IS WILLING HE WILL GIVE UP ALSO TALK TO HIM ABOUT IT AND TELL HIM WHAT YOU HAVE WORKED OUT WHAT YOU SPEND ON HIS SMOKES IT MIGHT GIVE HIM THE GO TO GIVE UP 15/07/2009 10:08 Stacy: Your husband should quit. It's a stupid and expensive habit (I know I had it for 10 years). As for you try brewing Starbucks brand at home. 14/07/2009 23:36 View all comments

is budgeting and not saving money on: my husband smokes. I love Starbuck's coffee		10
Chenique Family Budg: I love Starbucks and eating out... oh also i love to shop for shoes.. my biggest weakness 25/06/2009 07:52 Prinsess J: try going out to the movies (its only 14 dollars for you together, plus the snacks). Limit yourselves to going places where smoking and coffee arent allowed. By allowing yourselves around environments that allow smoking/ coffee you are teasing yourselves, inviting yourselves in to your addictions 16/06/2009 08:17 Leser: Encourage your husband to attend RU an addiction program check it out on the website. Don't drive or stop by a starbucks. You won't think about it if you stay away from it. TOO expensive! It can become an addiction too. Check out RU 11/06/2009 16:10 yaarit: tell your husband that the the best smoking cessation aid on the planet is his own will and determination :) 09/06/2009 17:00 me--starbucks 07/06/2009 01:29 Star: Discount cigs, Buy the flavored coffee creamers and make coffee at home 01/06/2009 00:08 View all comments

is budgeting and not saving money on: my husband smokes. I love Starbuck's coffee		10
Having the same problem 27/05/2009 20:27 Coffee and Cigarettes 19/05/2009 03:48 We love to eat out! 10/05/2009 17:53 dunkin donuts coffee is cheaper see if health dept has free meds to quit smoking 02/05/2009 01:40

blue_butterfly2232 is budgeting and not saving money on: Cigarettes/Tabacco		10
gottasave: I have the same problem Using Patch all stages $120, online help and websites to help you. 19/02/2010 21:06 brea: quit smoking 17/02/2010 07:19 laur: i understand this expense because it is a hard habit to quit and an expensive habit when you are a smoker...try smoking a lesser expensive brand and ukltimatelky try to quit. 11/02/2010 21:14 Budget2010: http://www.cigarettesavers.com/ 08/02/2010 01:48 Budget2010: go on-line for cheaper deals or brands. Or just quit if you can. Good luck with that.. 08/02/2010 01:30 israel: try quiting 07/02/2010 03:29 View all comments

blue_butterfly2232 is budgeting and not saving money on: Cigarettes/Tabacco		10
mags: try to cut down 05/02/2010 13:19 pagesculptor: Create a cigarette pool especially if you tend to smoke with the same people often. This way you share the cost of cigarettes. 02/02/2010 03:09 jess: quit 23/01/2010 07:07 JessKa: so did I! Try to quit using some help! I've recently quit taking Champix pills! AFter numerous unsuccessful attempts, using different methods, this came to me as a surprise! 17/01/2010 00:17 Kristin: My husband is trying to stop smoking. He smokes 2 Black and Mild a week. That's $5.00 a week! 14/01/2010 03:26 Kristin: My husband is trying to stop smoking. He smokes 2 Black and Mild a week. That's $5.00 a week! 14/01/2010 03:26 View all comments

blue_butterfly2232 is budgeting and not saving money on: Cigarettes/Tabacco		10
robbie: She could be her own bank if she stopped burninng her money rolled in white paper 14/01/2010 01:16 tashabaker: Quit smoking. 08/01/2010 17:33 robshow: try to quit useing the new e smoke 05/01/2010 17:21 Debbie: Your breath stinks, your hands, hair, clothes, home, car, dog all smells sickening...just stop. 05/01/2010 07:58 Moreboo: how about smoking 1 cigarette less a day for a couple of weeks and then reduce another one every few weeks. Maybe it will work, I'm not a smoker so maybe this is a bad idea? 04/01/2010 00:34 kathy: we are in the same boat. I quit last feb to help out but my hubs is still buying a pack every other day!!! 01/01/2010 04:06 View all comments

blue_butterfly2232 is budgeting and not saving money on: Cigarettes/Tabacco		10
finding cheaper cigs!!if you can't quit. 27/12/2009 03:48 Quit Smoking invest in the patch 10/12/2009 18:52 erwinfamily: stop 30/11/2009 21:25 Breezy : buy the patches 30/11/2009 07:03 Drew: Cut back on smoking 15/11/2009 04:25 broke: $7.00 a pack , i remember when they were .50 a pack . good luck finding cheap smokes 28/10/2009 04:42 View all comments

blue_butterfly2232 is budgeting and not saving money on: Cigarettes/Tabacco		10
shoe: stop 23/10/2009 19:49 thetracytonrodeo: This is my problem too, I cut back how much i smoke, one on the way to work, one at lunch and I don't smoke at home. I went from smoking almost a pack a day to one pack every three days! 01/10/2009 02:51 Well the best thing to do is quit. Try the gums etc. to help. Or find something you really want to purchase then put the money away that you would normally spend on cigs. 30/09/2009 17:31 Melrose218: give itup 30/09/2009 16:50 schumcat: try and give up!!!! 14/09/2009 19:39 Give your heart & wallet a break - quit smoking!! 14/09/2009 14:44 View all comments

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blue_butterfly2232 is budgeting and not saving money on: Cigarettes/Tabacco		10
jjfilkins3: Yes you should buy a quit smoking hypnosis cd and listen to it daily and you should be able to quit rapidily soon and this will be like winning the lotto 14/09/2009 11:11 quit smoking it is not that bad it is all in your head i smoked for 12 years and quit 14/09/2009 04:48 set a quit date ,your not the first and there is support groups plus your Dr. can help 13/09/2009 16:03 wafiyah: quit 10/09/2009 02:32 krist8920: Try the new pretend cigarette. You smoke it, but dont get any of the bad stuff. Helped my uncle quit. 05/09/2009 21:34 kp: stop smoking it kills you!! 02/09/2009 04:15 View all comments

blue_butterfly2232 is budgeting and not saving money on: Cigarettes/Tabacco		10
ian: chocolat 01/09/2009 02:31 mapetit: Smoking is also bad for health, why are you doing it, pros and cons ? 19/08/2009 21:07 labeggs: Quit! 12/08/2009 18:15 cindy: find other hobbies to keep you busy so you wont think on smoking 27/07/2009 19:21 katt80: buy a nicotene patch and try to quit... 25/07/2009 14:35 lou: do like me go the dr and get some wellbutrin and be religious and quit!!!!!!!!!!!!! 25/07/2009 05:16 View all comments

blue_butterfly2232 is budgeting and not saving money on: Cigarettes/Tabacco		10
nikki: ciggarettes 25/07/2009 04:19 Rebecca: If I knew I would tell us both!!!!!!!! 23/07/2009 22:01 Conny: maybe you can roll it yourself - it's way cheaper.. 19/05/2009 16:07 quit 04/05/2009 22:03 try to quit or cut down by half 02/05/2009 01:41 View all comments

Brown Family is budgeting and not saving money on: eating out, cigarettes, toys and shopping.		10
becbec: shop at thrift towns, eat off the dollar menu's, have garage sales 4 times a year, use money for new ccolthes 14/02/2010 22:10 motodude1003: cut down on all 10/02/2010 06:16 Purple: get cookbooks then pic out your menu for the next month, then when you buy groceries buy the ingredients you need for the recipees for the next two weeks so the food doesnt spoil 08/02/2010 21:46 Budget: for one month track how much you spend on these items and make adjustments you can live with...for toys I suggest yard sales..at first i thought I can afford to buy new...but once my wife went out and bought some...it's almost the same except the packaging. 06/02/2010 19:43 VannJo: Cook at home. stop smoking.. if they dont need it, dont buy it. look for sales 06/02/2010 05:33 Budget: Pack lunches, Quit smoking, go to discount stores for toys, online shopping with promo codes 31/01/2010 01:51 View all comments

Brown Family is budgeting and not saving money on: eating out, cigarettes, toys and shopping.		10
mary: Stop smoking. Cook at home. Buy toys at Goodwill. 26/01/2010 02:12 Shakti: Stop eating out and give up cigarettes as the price for these things absolutely outweighs any benefits whatsoever 19/01/2010 03:55 bellababe65@yhaoo.co: stuff for the condo 19/01/2010 00:23 ashgyrl30: First and foremost... STOP SMOKING! Will kill you or make you wish you were dead later and is making your kids sick. That will save a fortune. Then, the toys. Divide your kids toys in half. Bag up one half and stash away in a garage or attic. Switch them out every six months or so. It wil be like CHRISTMAS to them. Then, adopt this new policy: To get any new toy, you must donate or sell an older one. This goes for Christmas, birthdays, etc. If you get them donating, it will allow them to feel good about themself and establish confidence. It works! 17/01/2010 01:54 Mookie: Same thing the money you spend in eating out you can have a health balanced meal. Stop smoking, what for christmas to by any toys. Spend money on educational things that they will need in the future. 17/01/2010 01:25 robbie: eat out cheaper, no drinks, no desserts,stop smoking(the price of cigs you could have a great vacation every year) less medical expense, too 14/01/2010 00:46 View all comments

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Brown Family is budgeting and not saving money on: eating out, cigarettes, toys and shopping.		10
bren: entertainment 12/01/2010 07:27 Lmswiley: Set up your budget to include these items but set a set amount for each item. For example allow yourself to eat out only 2x's a month and set an amount to put towards eating out. Or each month allocate money for one thing on the list for example Feb you get to eat out 2x's. Then for March allocate for toys etc. 10/01/2010 20:33 Moreboo: groceries 07/01/2010 05:32 amanda: i think they should cut out the cigs and eating out 07/01/2010 00:29 Shanda: When ur out shopping grab a crock-pot and a crock -pot cook book . This way you can cook at home and get your shopping fix at the grocery store instead. Also, stop shopping for toys. 04/01/2010 06:23 suzanne: stop smoking, limit eating out to once a week, on shop off "season" 03/01/2010 18:02 View all comments

Brown Family is budgeting and not saving money on: eating out, cigarettes, toys and shopping.		10
Cindy: eating out, and tobacco 31/12/2009 18:06 camillio123: quit smoking, try home cooked meals prepped in advance 30/12/2009 10:23 cazrouine: eating out 27/12/2009 16:16 jen1267: stop eating out so much and eat at a table like a family make it seem like ur eating out try and quit smoking trust me it will work if ur motivated. stop buying so many toys and learn to save money and stop being a shop aholic 15/12/2009 00:43 PinkLace6: try to eat home at least 3 nights a week and pack a lunch for work 14/12/2009 05:34 londa: stop eating out bring a lunch and find sensible budget affordable meals to cook at home. 05/12/2009 16:21 View all comments

Brown Family is budgeting and not saving money on: eating out, cigarettes, toys and shopping.		10
Jennifer: Eat at home, quit smoking, make a toy budget plan that you and the kids all acknowledge, and stay out of shops in real life and online unless you NEED something. Then, get in and out as fast as you can, determined to stick to your budget and not get distracted. 05/12/2009 05:54 Jennifer: Eat at home, quit smoking, make a toy budget plan that you and the kids all acknowledge, and stay out of shops in real life and online unless you NEED something. Then, get in and out as fast as you can, determined to stick to your budget and not get distracted. 05/12/2009 05:54 PHILL: TOYS 01/12/2009 20:23 cubanfish@hotmail.co: just stop the cig's, toys and eating out 15/11/2009 15:58 Bekah: Try to do everything less. 04/11/2009 00:43 Jasmine: stop smoking 03/10/2009 19:14 View all comments

Brown Family is budgeting and not saving money on: eating out, cigarettes, toys and shopping.		10
Jasmine: list ideas the family can do together at home 03/10/2009 19:12 meggan: spend all your money on grocery shopping. buy native smokes. sell old toys and onoly bring a certain amount of money to stores so you dont over spend 24/09/2009 19:44 love: spending too much on eating out 21/09/2009 22:36 Melrose218: eat at home more, guve up cigs and do not go to shopping centres to be tempted 18/09/2009 16:49 erfra7: eatingout 16/09/2009 03:05 Hallowheart: Make your own food, stop smoking- it hurts you anyways, tell your kids no when they want toys, shop for the basic essentials. 15/09/2009 19:07 View all comments

Brown Family is budgeting and not saving money on: eating out, cigarettes, toys and shopping.		10
Cat: stop~!!!!!!! BABIES WILL GET ASTMHA!!! 12/09/2009 09:10 Helena: On Sundays make a family meal plans for the week, get the kids ideas, and then shop on Sunday to get what you need for the week. Prepack easy snacks. Make a list of what needs to be purchased in a week for anything and don't buy anything that isn't on the list. If an event is coming up, agree to an amount that you can spend ahead of time on what you will spend on the gift. 09/09/2009 00:44 Rachel: start cooking at home 28/08/2009 19:51 michelle: stop smoking and eat in 23/08/2009 22:43 Cris: eating out: go to hole in the wall places. 6.99-11.99 per plate. or just eat in. salads, sandwiches, cereal, go a long way. cigarettes, no way unless you quit. I had to stop from 3 packs a week to one or two cigs a week. not bad. Shopping: downgrade the stores 05/08/2009 08:27 BabyGurl1923: eat less and quit smoking 03/08/2009 19:02 View all comments

Brown Family is budgeting and not saving money on: eating out, cigarettes, toys and shopping.		10
kim: pay bills on time 30/07/2009 03:20 Caity: 1)Make casseroles and crock pot meals at home so you have leftovers that can easily be portioned for lunches and/or freezing for quick fixes down the road. 2)Keep a "go to" list of family favorite recipes on the fridge so that when you don't know what to make for dinner you have some quick ideas right at hand. 3) For smokers, do the math on how much you spend on cigarettes every month (or for the year) and think of what else you could be better spending that money on (credit card bills or a family vacation). 4)When you go to multipurpose stores like Target or Walmart, avoid going down isles that don't contain items on your list. If you don't walk through the clothes (or the toys when the kids are present) you won't be tempted/begged to buy items you don't really need. 25/07/2009 04:52 canary91: If you stop smoking you will not only save loads of money, you will also have longer to spend it ;) 14/07/2009 16:50 Carrie66: Have a yard sale, if your buying, things are piling up. Make money on the old stuff then replace with new stuff. 09/07/2009 04:59 broke: eat out less , please try to reduce smokes 7.00 a pack will kill you before the butts will , toys-say no sometime . shopping use coupons , good luck 05/07/2009 01:00 Sharon: quit buying toys and shopping for unimportant things, and eating out 03/07/2009 21:06 View all comments

Brown Family is budgeting and not saving money on: eating out, cigarettes, toys and shopping.		10
Peter: buy fresh food and learn how to cook. Seek help to give up smoking. Interest kids in more creative activities (writing, drawing, singing, playing). Set yourself a limit for shopping and stick to it. Only buy what is needed. 01/07/2009 13:03 Carey: I have just started cooking a variety of "easy" foods that I freeze in individual pyrex dishes for 2 weeks, because usually we "eat out" for convenience. Keep a smoking journal and learn what triggers you to reach for a cigarettte. Take all the toys and put them in a closet and have the kids "select" a few toys to play with and when they tire of that toy you take them back to the closet and "exchange" for a different toy. If you have the "urge" to shop then go to the Dollar Store and you'll spend less ... but ultimately ask yourself if you are avoiding doing something at home because if you leave the house you don't have to look at what you're not doing. 20/06/2009 20:32 don't take your kids shopping with you 16/06/2009 22:45 Leser: stay at home and spend time together watching a movie and eating dinner together 11/06/2009 16:09

the pooks is budgeting and not saving money on: cigarettes, matts gambling, going out		11
The shepherds: Buy yourself something nice and it helps you not want to gamble and have nice things 10/03/2010 03:37 felitzi: start small. don't expect yourself to go cold turkey. But the ciggs? C'mon, cut back for real and try to plan to give them up after you hve successfully cut your consumption in half. Gambling? Going out, you simply have to cut back if you want to save money. 08/02/2010 20:32 VannJo: get the patch..... uhm gambling is not good. cook at home. 06/02/2010 05:35 raerae: instead of going out find fun stuff to do at home .. like watching movies via the internet or board games 04/02/2010 01:42 REBBEKAH: JOIN A QUITTING GROUP, ATTEND GAMBLERS ANNONYMOUS AND STAY IN WITH A BOTTLE OF WINE AND SOME FRIENDS 03/02/2010 14:01 Soni: figure out what you can do at home and avoid going out on daily basis. may be just 1 day a week for eating out and ofcourse ciggaretts, don't smoke if you cannot get duty free. gambling is good if you can alays make sure you win more than you have spent , otherwise really bad thing to get into. 30/01/2010 21:31 View all comments

the pooks is budgeting and not saving money on: cigarettes, matts gambling, going out		11
Exile: Eating at restaurants. 21/01/2010 03:12 roch: cut out the going out/gambling find less expensive entertainment. cut cigarette purchases in half working toward quicting 10/01/2010 23:57 rllongan: Track ALL spending. Then decide what you are willing to spend on these items. 10/01/2010 06:47 smith.brian912: set limits before you go gambling or out, and only take a certain amount with you before you go. 07/01/2010 06:12 jenn.g: clothes ans cigarettes 07/01/2010 04:19 Jerry: cigaretts 04/01/2010 19:11 View all comments

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